---
title: Community Blog | Dr. Gulzar Singh
description: Thoughts, news and events from FINOS and its community.
---

[![FINOS](https://www.finos.org/hs-fs/hubfs/sofin%20assets/SOFIN%20LOGOS/finos-logo.png?width=543&height=126&name=finos-logo.png "FINOS")](https://finos.org)

- [Projects](https://www.finos.org/projects) 
    - [Artificial Intelligence (AI)](https://ai.finos.org/)
    - [Common Domain Model (CDM)](https://www.finos.org/common-domain-model)
    - [FDC3](https://www.finos.org/fdc3)
    - [Fluxnova](https://fluxnova.finos.org)
    - [FINOS Common Cloud Controls](https://www.finos.org/common-cloud-controls-project)
    - [High Performance Computing (HPC)](https://hpc.finos.org)
    - [OSERA](https://osera.finos.org/)
    - [Open Source Readiness Initiative](https://www.finos.org/open-source-readiness)
    - [OS-Climate](https://www.finos.org/os-climate)
    - [Try our Projects](https://www.finos.org/project-sandbox)
    - [All Projects Landscape](https://landscape.finos.org/)
- [Community](https://www.finos.org/engage-with-our-community) 
    - [FINOS Community Calendar](https://www.finos.org/calendar)
    - [Community Quickstart](https://www.finos.org/get-involved)
    - [FINOS Community Site](https://community.finos.org/)
    - [Contribute](https://community.finos.org/docs/governance/Software-Projects/contribution)
    - [Unable to Contribute?](https://www.finos.org/open-source-readiness)
    - [Join our Slack channel](https://finos-lf.slack.com/messages/finos-community/)
    - [Recognize a contributor](https://github.com/finos/community/issues/new?assignees=mcleo-d&labels=community-recognition&template=Community-Recognition.md&title=FINOS+Community+Recognition)
    - [Ambassador Program](https://www.finos.org/ambassador-program)
- [Membership](https://www.finos.org/membership-benefits) 
    - [Members](https://www.finos.org/members)
    - [Inquire](https://www.finos.org/membership-benefits#become-a-member)
    - [Join](https://joinnow.platform.linuxfoundation.org/?project=finos)
    - [Member ROI Summary & Calculator](https://www.finos.org/roi-report-calculator)
    - [Dependency Consumption Analysis](https://www.finos.org/dependency-consumption-analysis)
- Resources 
    - [2025 Mission & Vision](https://www.finos.org/2024-in-review-2025-vision)
    - [Research & Case Studies](https://www.finos.org/research-case-studies)
    - [Training](https://training.linuxfoundation.org/finos/)
    - [Open Source Maturity Model](https://osr.finos.org/docs/bok/OSMM/Introduction)
    - [Contributions Live Dashboard](https://metrics.finos.org)
    - [Our Github Organization](https://github.com/finos/)
    - [Our Developer Toolchain](https://odp.finos.org/)
    - [FINOS Store](https://store-finos.myshopify.com/)
- News & Events 
    - [This Week At FINOS](https://www.finos.org/this-week-at-finos)
    - [Community Blog](https://www.finos.org/blog)
    - [Newsletter](https://www.finos.org/newsletter)
    - [Podcast: Open Source in Finance](https://www.finos.org/open-source-in-finance-podcast)
    - [Press Releases](https://www.finos.org/press)
    - [FINOS Events](https://www.finos.org/hosted-events)
    - [Community Events](https://www.finos.org/featured-events)
    - [Community Spotlight](https://www.finos.org/community-spotlight)
    - [Stay Informed](https://www.finos.org/sign-up)
- [About](https://www.finos.org/about-us) 
    - [Stay Informed](https://www.finos.org/sign-up)
    - [FAQs](https://www.finos.org/faq)
    - [Contact Us](https://www.finos.org/contact-us)
    - [Governing Board](https://www.finos.org/governing-board)
    - [Technical Oversight Committee](https://www.finos.org/technical-oversight-committee)
    - [Team](https://www.finos.org/team)
    - [Governance](https://www.finos.org/governance)
    - [Code of Conduct](https://www.finos.org/code-of-conduct)
- [OSFF + Videos](https://events.linuxfoundation.org/open-source-finance-forum) 
    - [OSFF 2026](https://events.linuxfoundation.org/open-source-finance-forum/)
    - [OSFF NY Workshops](https://www.finos.org/osff-ny-2026-workshops)
    - [OSFF Toronto 2026 Videos](https://www.finos.org/osff-toronto-2026-videos)
    - [OSFF New York 2025 Videos](https://www.finos.org/osff-nyc-2025-videos)
    - [OSFF London 2026 Videos](https://www.finos.org/osff-london-2026-videos)
    - [apidays Paris 2025 Videos](https://www.finos.org/apidays)

- [Projects](https://www.finos.org/projects) 
    - [Artificial Intelligence (AI)](https://ai.finos.org/)
    - [Common Domain Model (CDM)](https://www.finos.org/common-domain-model)
    - [FDC3](https://www.finos.org/fdc3)
    - [Fluxnova](https://fluxnova.finos.org)
    - [FINOS Common Cloud Controls](https://www.finos.org/common-cloud-controls-project)
    - [High Performance Computing (HPC)](https://hpc.finos.org)
    - [OSERA](https://osera.finos.org/)
    - [Open Source Readiness Initiative](https://www.finos.org/open-source-readiness)
    - [OS-Climate](https://www.finos.org/os-climate)
    - [Try our Projects](https://www.finos.org/project-sandbox)
    - [All Projects Landscape](https://landscape.finos.org/)
- [Community](https://www.finos.org/engage-with-our-community) 
    - [FINOS Community Calendar](https://www.finos.org/calendar)
    - [Community Quickstart](https://www.finos.org/get-involved)
    - [FINOS Community Site](https://community.finos.org/)
    - [Contribute](https://community.finos.org/docs/governance/Software-Projects/contribution)
    - [Unable to Contribute?](https://www.finos.org/open-source-readiness)
    - [Join our Slack channel](https://finos-lf.slack.com/messages/finos-community/)
    - [Recognize a contributor](https://github.com/finos/community/issues/new?assignees=mcleo-d&labels=community-recognition&template=Community-Recognition.md&title=FINOS+Community+Recognition)
    - [Ambassador Program](https://www.finos.org/ambassador-program)
- [Membership](https://www.finos.org/membership-benefits) 
    - [Members](https://www.finos.org/members)
    - [Inquire](https://www.finos.org/membership-benefits#become-a-member)
    - [Join](https://joinnow.platform.linuxfoundation.org/?project=finos)
    - [Member ROI Summary & Calculator](https://www.finos.org/roi-report-calculator)
    - [Dependency Consumption Analysis](https://www.finos.org/dependency-consumption-analysis)
- Resources 
    - [2025 Mission & Vision](https://www.finos.org/2024-in-review-2025-vision)
    - [Research & Case Studies](https://www.finos.org/research-case-studies)
    - [Training](https://training.linuxfoundation.org/finos/)
    - [Open Source Maturity Model](https://osr.finos.org/docs/bok/OSMM/Introduction)
    - [Contributions Live Dashboard](https://metrics.finos.org)
    - [Our Github Organization](https://github.com/finos/)
    - [Our Developer Toolchain](https://odp.finos.org/)
    - [FINOS Store](https://store-finos.myshopify.com/)
- News & Events 
    - [This Week At FINOS](https://www.finos.org/this-week-at-finos)
    - [Community Blog](https://www.finos.org/blog)
    - [Newsletter](https://www.finos.org/newsletter)
    - [Podcast: Open Source in Finance](https://www.finos.org/open-source-in-finance-podcast)
    - [Press Releases](https://www.finos.org/press)
    - [FINOS Events](https://www.finos.org/hosted-events)
    - [Community Events](https://www.finos.org/featured-events)
    - [Community Spotlight](https://www.finos.org/community-spotlight)
    - [Stay Informed](https://www.finos.org/sign-up)
- [About](https://www.finos.org/about-us) 
    - [Stay Informed](https://www.finos.org/sign-up)
    - [FAQs](https://www.finos.org/faq)
    - [Contact Us](https://www.finos.org/contact-us)
    - [Governing Board](https://www.finos.org/governing-board)
    - [Technical Oversight Committee](https://www.finos.org/technical-oversight-committee)
    - [Team](https://www.finos.org/team)
    - [Governance](https://www.finos.org/governance)
    - [Code of Conduct](https://www.finos.org/code-of-conduct)
- [OSFF + Videos](https://events.linuxfoundation.org/open-source-finance-forum) 
    - [OSFF 2026](https://events.linuxfoundation.org/open-source-finance-forum/)
    - [OSFF NY Workshops](https://www.finos.org/osff-ny-2026-workshops)
    - [OSFF Toronto 2026 Videos](https://www.finos.org/osff-toronto-2026-videos)
    - [OSFF New York 2025 Videos](https://www.finos.org/osff-nyc-2025-videos)
    - [OSFF London 2026 Videos](https://www.finos.org/osff-london-2026-videos)
    - [apidays Paris 2025 Videos](https://www.finos.org/apidays)

![Community Blog](https://www.finos.org/hubfs/10.04.19.FINOS_WebsiteBanners_3.png)

# Community Blog

## Dr. Gulzar Singh

### Recent Posts

## [Common Cloud Controls: Making Cloud Assurance Reusable in Financial Services](https://www.finos.org/blog/common-cloud-controls-making-cloud-assurance-reusable-in-financial-services)

 May 07, 2026

[Dr. Gulzar Singh](https://www.finos.org/blog/author/dr-gulzar-singh)

[Leave a comment](https://www.finos.org/blog/common-cloud-controls-making-cloud-assurance-reusable-in-financial-services#comments-listing)

[![](https://www.finos.org/hubfs/Community%20Blog/2026-05-07%20-%20Common%20Cloud%20Controls%20Making%20Cloud%20Assurance%20Reusable%20in%20Financial%20Services.png)](https://www.finos.org/blog/common-cloud-controls-making-cloud-assurance-reusable-in-financial-services)

Cloud adoption in financial services has matured, but assurance has not kept pace. Banks and insurers have moved critical workloads into public and hybrid cloud environments, yet the underlying control work remains stubbornly repetitive. The same questions are asked by different teams, in different formats, at different times. 

<https://www.finos.org/blog/common-cloud-controls-making-cloud-assurance-reusable-in-financial-services>

## [Common Domain Model in Retail Banking: Turning Data Consistency into Operational Confidence](https://www.finos.org/blog/common-domain-model-in-retail-banking-turning-data-consistency-into-operational-confidence)

 March 26, 2026

[Dr. Gulzar Singh](https://www.finos.org/blog/author/dr-gulzar-singh)

[Leave a comment](https://www.finos.org/blog/common-domain-model-in-retail-banking-turning-data-consistency-into-operational-confidence#comments-listing)

[![](https://www.finos.org/hubfs/Community%20Blog/Common%20Domain%20Model%20in%20Retail%20Banking%20Turning%20Data%20Consistency%20into%20Operational%20Confidence.png)](https://www.finos.org/blog/common-domain-model-in-retail-banking-turning-data-consistency-into-operational-confidence)

Retail banking has invested heavily in digital platforms over the past two decades. Core modernisation, channel digitisation, cloud migration, and API enablement have all delivered visible improvements, particularly at the customer interface.

<https://www.finos.org/blog/common-domain-model-in-retail-banking-turning-data-consistency-into-operational-confidence>

## [From Data to Dialogue: How the Common Domain Model Can Redefine Retail Banking](https://www.finos.org/blog/from-data-to-dialogue-how-the-common-domain-model-can-redefine-retail-banking)

 February 12, 2026

[Dr. Gulzar Singh](https://www.finos.org/blog/author/dr-gulzar-singh)

[Leave a comment](https://www.finos.org/blog/from-data-to-dialogue-how-the-common-domain-model-can-redefine-retail-banking#comments-listing)

[![](https://www.finos.org/hubfs/Community%20Blog/2026-02-12%20-%20From%20Data%20to%20Dialogue%20How%20the%20Common%20Domain%20Model%20Can%20Redefine%20Retail%20Banking.png)](https://www.finos.org/blog/from-data-to-dialogue-how-the-common-domain-model-can-redefine-retail-banking)

Across every bank, you can feel the same tension: we have modern technology everywhere, yet the information behind it still lives in silos. The front end looks digital, but the plumbing underneath remains stitched together from systems that were never designed to talk. Each department guards its own data, its own definitions, and its own language. What should be a simple movement of information often turns into a slow relay from one application to another.

<https://www.finos.org/blog/from-data-to-dialogue-how-the-common-domain-model-can-redefine-retail-banking>

## [Open Source and the Future of Retail Banking: Building Shared Infrastructure for Trust](https://www.finos.org/blog/open-source-and-the-future-of-retail-banking-building-shared-infrastructure-for-trust)

 December 07, 2025

[Dr. Gulzar Singh](https://www.finos.org/blog/author/dr-gulzar-singh)

[Leave a comment](https://www.finos.org/blog/open-source-and-the-future-of-retail-banking-building-shared-infrastructure-for-trust#comments-listing)

[![](https://www.finos.org/hubfs/Community%20Blog/2025-12-%20Open%20Source%20and%20the%20Future%20of%20Retail%20Banking%20Building%20Shared%20Infrastructure%20for%20Trust.png)](https://www.finos.org/blog/open-source-and-the-future-of-retail-banking-building-shared-infrastructure-for-trust)

Retail banking has transformed dramatically over the past generation. Branch counters gave way to apps and digital channels, but the real complexity still sits behind the screen. Every new platform has solved one problem and quietly created another. Core systems remain fragmented, data is duplicated across departments, and even simple customer updates can travel through a maze of systems before anything actually changes.

What banks need now is not another expensive transformation programme but a way to make what they already have worked together. The idea of open source offers a practical route forward.

<https://www.finos.org/blog/open-source-and-the-future-of-retail-banking-building-shared-infrastructure-for-trust>

<https://www.finos.org/blog/author/dr-gulzar-singh/page/0>

No More Posts

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