The industry has accepted that open source is everywhere, and with that comes a new level of opportunity and the imperative to move from passive adoption to strategic integration and contribution. The 2025 report shows how financial services organizations are operationalizing open source engagement, embedding it across technology, culture, and leadership.
Community remains the engine of open source value. When diverse adopters, contributors, and maintainers collaborate, they multiply benefits, improving software quality, resilience, and long-term sustainability. Despite recognizing the business value that open source delivers (87%), contribution is growing at a modest pace, due in part to unclear ROI (48%) and legal or licensing concerns (48%).
For the third year, respondents identified AI (49%) and Cloud (39%) as the open source technologies most vital to the industry’s future, and pointed to industry standards (51%) as the area where collaboration delivers the greatest value, reducing duplication, enabling interoperability, and tackling shared challenges.
Security and supply chain management remain top concerns: 52% of respondents cite vulnerabilities as their leading concern, and 37% point to supply chain attacks, yet only 43% actively produce SBOMs, evidence that awareness still outpaces execution.
The financial services industry is all-in on open source and is primed to move beyond adoption to deliver measurable ROI and set the pace for the next phase of collaborative innovation.
