--- title: Capital One + Morphir Case Study description: "The Fintech Open Source Foundation (FINOS) was created to \nprovide an efficient and transparent way for financial institutions \nto collaborate on open-source solutions. A major benefit of FINOS \nmembership is the ability to use and collaborate on projects that \nprovide benefit to the industry as whole. This case study explores a \nsuccessful realization of this FINOS goal via Capital One’s adoption \nand collaboration on the Morphir project, which was originally \ncontributed by Morgan Stanley in 2020." image: https://www.finos.org/hubfs/Projects%20%2B%20SIGs/Morphir/FINOS_Morphir_CaseStudy_2024_FINAL_page-0001.jpg --- [![FINOS](https://www.finos.org/hs-fs/hubfs/sofin%20assets/SOFIN%20LOGOS/finos-logo.png?width=543&height=126&name=finos-logo.png "FINOS")](https://finos.org) - [Projects](https://www.finos.org/projects) - [Artificial Intelligence (AI)](https://ai.finos.org/) - [Common Domain Model (CDM)](https://www.finos.org/common-domain-model) - [FDC3](https://www.finos.org/fdc3) - [Fluxnova](https://fluxnova.finos.org) - [FINOS Common Cloud Controls](https://www.finos.org/common-cloud-controls-project) - [High Performance Computing (HPC)](https://hpc.finos.org) - [OSERA](https://osera.finos.org/) - [Open Source Readiness Initiative](https://www.finos.org/open-source-readiness) - [OS-Climate](https://www.finos.org/os-climate) - 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[Research & Case Studies](https://www.finos.org/research-case-studies) - [Training](https://training.linuxfoundation.org/finos/) - [Open Source Maturity Model](https://osr.finos.org/docs/bok/OSMM/Introduction) - [Contributions Live Dashboard](https://metrics.finos.org) - [Our Github Organization](https://github.com/finos/) - [Our Developer Toolchain](https://odp.finos.org/) - [FINOS Store](https://store-finos.myshopify.com/) - News & Events - [This Week At FINOS](https://www.finos.org/this-week-at-finos) - [Community Blog](https://www.finos.org/blog) - [Newsletter](https://www.finos.org/newsletter) - [Podcast: Open Source in Finance](https://www.finos.org/open-source-in-finance-podcast) - [Press Releases](https://www.finos.org/press) - [FINOS Events](https://www.finos.org/hosted-events) - [Community Events](https://www.finos.org/featured-events) - [Community Spotlight](https://www.finos.org/community-spotlight) - [Stay Informed](https://www.finos.org/sign-up) - [About](https://www.finos.org/about-us) - [Stay Informed](https://www.finos.org/sign-up) - [FAQs](https://www.finos.org/faq) - [Contact Us](https://www.finos.org/contact-us) - [Governing Board](https://www.finos.org/governing-board) - [Technical Oversight Committee](https://www.finos.org/technical-oversight-committee) - [Team](https://www.finos.org/team) - [Governance](https://www.finos.org/governance) - [Code of Conduct](https://www.finos.org/code-of-conduct) - [OSFF + Videos](https://events.linuxfoundation.org/open-source-finance-forum) - [OSFF 2026](https://events.linuxfoundation.org/open-source-finance-forum/) - [OSFF Toronto 2026 Videos](https://www.finos.org/osff-toronto-2026-videos) - [OSFF New York 2025 Videos](https://www.finos.org/osff-nyc-2025-videos) - [OSFF London 2026 Videos](https://www.finos.org/osff-london-2026-videos) - [apidays Paris 2025 Videos](https://www.finos.org/apidays) ![](https://www.finos.org/hubfs/10.04.19.FINOS_WebsiteBanners_3.png) # CASE STUDY: ADOPTING MORPHIR, A STUDY OF CAPITAL ONE’S SUCCESSFUL IMPLEMENTATION AND COLLABORATION **Introduction** The Fintech Open Source Foundation (FINOS) was created to  provide an efficient and transparent way for financial institutions  to collaborate on open-source solutions. A major benefit of FINOS  membership is the ability to use and collaborate on projects that  provide benefit to the industry as whole. This case study explores a  successful realization of this FINOS goal via Capital One’s adoption  and collaboration on the Morphir project, which was originally  contributed by Morgan Stanley in 2020. Capital One uses Morphir to enable users to turn complex business rules and calculations into code, which implements that business logic. Morphir’s technically scalable architecture, rich feature set, and active open source community, helped Capital One achieve fast time to market and significant cost savings in the implementation. **Questions** If you have questions regarding the survey or report please email us at [**info@finos.org**](mailto:info@finos.org). ### Register TO DOWNLOAD the morphir Case Study     ![Case Study: Morphir Capital One](https://www.finos.org/hs-fs/hubfs/Projects%20%2B%20SIGs/Morphir/FINOS_Morphir_CaseStudy_2024_FINAL_page-0001.jpg?width=1545&height=2000&name=FINOS_Morphir_CaseStudy_2024_FINAL_page-0001.jpg "Case Study: Morphir Capital One") [![FINOS Logo](https://www.finos.org/hs-fs/hubfs/sofin%20assets/SOFIN%20LOGOS/FINOS_Icon_Wordmark_White.png?width=689&height=971&name=FINOS_Icon_Wordmark_White.png "FINOS Logo")](https://www.finos.org/?hsLang=ja-jp) [![Twitter logo](https://finos.org/hubfs/2419532/FINOS/website/logos/social-logos/twitter-blue-social-panel.png)](https://twitter.com/finosfoundation) [![GitHub logo](https://finos.org/hubfs/2419532/FINOS/website/logos/social-logos/github-black-social-panel.png)](https://finos.github.io) [![LinkedIn logo](https://finos.org/hubfs/2419532/FINOS/website/logos/social-logos/linkedin-blue-social-panel.png)](https://www.linkedin.com/company/finosfoundation) [![SlideShare logo](https://finos.org/hubfs/2419532/FINOS/website/logos/social-logos/Homepage%20Social%20Panel/slideshare-logo.png)](https://www.slideshare.net/finosfoundation) [![YouTube logo](https://finos.org/hubfs/2419532/FINOS/website/logos/social-logos/Homepage%20Social%20Panel/youtube_logo-1.png)](https://www.youtube.com/channel/UCfJAdRALzJ7J7snubrb_Y-Q) [Contact Us](https://www.finos.org/contact-us?hsLang=ja-jp) [info@finos.org](mailto:info@finos.org) +1 (650) 665-9773 [Privacy | ](https://www.finos.org/privacy-policy?hsLang=ja-jp)[Terms of Service |](https://www.finos.org/terms-of-service?hsLang=ja-jp)[Community Code of Conduct |](https://www.finos.org/code-of-conduct?hsLang=ja-jp)[Email Preferences](https://www.finos.org/hs/manage-preferences/unsubscribe-simple?hsLang=ja-jp) ![](https://px.ads.linkedin.com/collect/?pid=537250&fmt=gif)